A storm and hail damage assessment is a free, insurance-ready inspection of your roof after a major weather event, with full documentation and direct adjuster coordination. Top Hat Roofing handles the entire claim process from initial inspection through supplemental claims across the Dallas–Fort Worth metroplex.
DFW gets hammered by hail. We’ve got you covered.
The Dallas–Fort Worth metroplex sits squarely in hail alley. Most homes here will see at least one major hail event per decade. The damage isn’t always obvious — but the insurance window for filing a claim has a hard deadline.
What we do after a storm
- Free, no-obligation inspection. We climb the roof and document every hit, with photos and measurements.
- We help you file your claim. We provide all the documentation you need and walk you through the process.
- We meet your adjuster on the roof. Together. So nothing gets missed.
- We handle the supplemental claim process. If the adjuster missed something, we go back and get it covered.
- We do the work. Owens Corning Preferred installations with the same materials your policy will cover.
Signs of hail damage
You may have storm damage if:
- A hailstorm passed through your area in the last 12 months
- You see dents on your gutters, downspouts, AC fins, or window screens
- Shingle granules are accumulating in gutters
- Neighbors are getting new roofs
The only way to know for sure is to get on the roof. That’s what we do — for free.
What your policy probably covers
Most Texas homeowners policies cover roof replacement after storm damage, minus your deductible. That includes:
- Tear-off and disposal of damaged roofing
- New shingles, underlayment, flashing, and ventilation
- Gutters and downspouts if damaged
- Code-required upgrades
We handle the paperwork so you can focus on getting your home back to normal.